Policies
Text Message Terms
Your healthcare provider can text you when you have a bill to pay. These are the terms of that messaging programme — what we send, how often, how to stop it, and what we will never ask you for.
Effective
About this messaging programme
Patient Payments sends billing text messages on behalf of the healthcare provider that treated you. The provider's name appears in every message, because they are the ones you have a relationship with and the ones the bill is from.
These messages are transactional, not marketing. They tell you about an account you already have with your provider. We do not text advertisements, offers or promotions, and we never will.
How we got your mobile number
You gave your mobile number to your healthcare provider — usually on a registration or intake form — and agreed to receive text messages about your account. Your provider passed that number and that agreement to us so we could send the messages on their behalf.
Agreeing to text messages is never a condition of receiving care. You can decline, or stop the messages later, and it changes nothing about your treatment or your bill.
If you do not remember agreeing to this, tell us and we will stop the messages and look into it. Email info@reclaimly.com.
What we send
- Who sends them
- Your healthcare provider, through Patient Payments. Their name is in every message.
- What they say
- That you have a balance to pay, that a payment is coming up or has been missed, or that the card on a payment plan needs updating. Each one carries a link to your bill.
- Message frequency
- Message frequency varies. You get a message only when there is something about your bill to tell you — a new balance, a payment coming up, or a card that needs replacing.
- What they never contain
- Your diagnosis, your treatment, or what you were seen for. A message says there is a balance and how to pay it, and nothing more about your care.
An example of what you will receive
[Provider Name]: You have a balance of $[amount]. View and pay securely at patient-payments.com/[code]. Reply STOP to opt out.
The five-character code at the end of the link is what opens your bill. Anything in square brackets above is filled in with your provider's name, your balance and your own code.
What it costs
Message and data rates may apply. We do not charge you anything to receive these messages, but your mobile carrier may, depending on your plan.
How to stop messages
Reply STOP to any message. We will send one confirmation and then stop texting you about that programme.
STOP is not the only word that works, and it does not have to be capitalised or punctuated a particular way. CANCEL, END, QUIT, UNSUBSCRIBE, REVOKE and OPT OUT all stop the messages, and so does any other reasonable way of telling us to stop.
- Reply to the message with any of those words.
- Email info@reclaimly.com and say you want the texts stopped.
- Tell us in a reply to any message.
A request made any of those ways is honoured within ten business days, and usually straight away.
To start receiving messages again, ask your healthcare provider.
How to get help
Email us at info@reclaimly.com. We answer questions about the message, the link and the payment.
Questions about what you were charged for go to your provider — they hold your medical record and are the only ones who can change a charge. Questions about the message, the link or the payment come to us.
We will never ask for card details by text
Fake billing texts are common, so this is worth stating plainly. A message from this programme will never:
- Ask you to reply with a card number, a CVV, or a bank sign-in.
- Ask for your Social Security number.
- Ask you to read back a code we just sent you.
- Ask you to pay with a gift card or a store voucher.
- Threaten you with arrest, legal action or immediate consequences.
Every link we send opens a page at patient-payments.com. If the address is anything else, it is not us. You can also skip the link entirely: type patient-payments.com into your browser and enter the five-character code from the message.
If you got a message meant for someone else
Mobile numbers get reassigned, and people mistype them on forms. If you have received a billing text that is not for you, please tell us — we will remove your number and look into where it came from.
Email info@reclaimly.com. You do not need to open the link or prove anything; telling us the message reached the wrong person is enough.
Carriers and delivery
Carriers are not liable for delayed or undelivered messages. We cannot guarantee that a message will arrive, or arrive on time — delivery depends on your carrier, your device and your signal.
Because of that, a text message is never the only way you can find out about a bill. Your provider can tell you your balance, and you can open your bill with your code at any time.
Your provider may still contact you separately
Stopping these messages stops the ones we send. Your healthcare provider may still contact you directly — by post, by phone, or through their own patient portal — about your bill or your care. If you want those to stop too, you need to tell them.
Privacy and terms
- Privacy Policy — what information we handle, and what we do with it.
- Terms of Service — the terms that apply when you pay a bill here.
- Health Information Privacy — how your health information is handled, and why your provider rather than us answers questions about it.
Contact us
- info@reclaimly.com
- Who we are
- Reclaimly, Inc., a Delaware corporation.
Questions about this page? Email info@reclaimly.com . Effective 1 July 2026.